Communities Helping Families Through Life's Most Difficult Moments
Assurances & Communities (A&C) is a non-profit mutual aid organization that brings communities together to provide immediate financial support for families through collective contributions.
Why Do Families Need A&C?
When a family member dies, everyone suffers.
Losing someone you love is hard enough. Then the bills arrive: the wake, the funeral, the days of work missed. When the person who passed was the breadwinner, the family’s income stops on the same day their grief begins.
A&C exists so families can spend those days mourning together, not borrowing money or searching for help.
Why A&C Can Help?
Death comes without warning. A&C was built so no family has to face it without support.
Every member contributes a small amount each time a co-member passes away. With tens of thousands of members in every cluster, those few pesos add up to ₱120,000 for the grieving family.
Every Regular Member’s family receives the same amount, young or old, whatever the cause of death. No age limit, no health restrictions, and no hidden conditions.
Supporting Families. Strengthening Communities.
A&C mutual aid is built upon compassionate community support, equal support for every family, and transparent technology.
Family Support
Every qualified member is entitled to ₱120,000 in mutual aid that helps their family navigate the financial challenges of loss. Through collective giving, families receive meaningful assistance when it matters most.
Equal for Everyone
Every qualified member's family receives the same ₱120,000, regardless of age, health condition, or cause of death. No one is left out of the support the community provides.
A&C Online Platform
Our online platform powers the secure and transparent management of contributions, member accounts, and automatic deductions. Through digital technology, community support becomes faster, more accountable, and more accessible.
Mutual Aid That Supports Families in Times of Loss
Through collective giving and community participation, every qualified member is entitled to mutual aid designed to provide meaningful support for loved ones.
Mutual aid is the core benefit of A&C membership. It is made possible through contributions automatically deducted from members’ online accounts and is released to help families during times of loss.
Cash Assistance
P120,000
Provides immediate financial assistance to the member’s family to help ease the burden of funeral expenses and other urgent needs during a difficult time.
- Funeral Expenses
- Family Financial Assistance
- Immediate Support During Grief
Technology That Makes Community Support Possible
Our online platform is the technology that powers A&C. It securely manages automatic contributions, member accounts, transparent transaction records, and the release of mutual aid, making community support simple, efficient, and accountable.
Membership Made Simple
Membership is open to Filipinos who want to become part of a community built on mutual aid, collective responsibility, and meaningful support.
- Open to Filipino Citizens
- Ages 10 and Above
- Any Health Condition Accepted
- 90-Day Probationary Membership
- One-Time Registration
- Personal Online Account Required
Frequently Asked Questions
Everything you need to know about A&C, Contributions, and the Mutual Aid.
What is A&C?
A&C is a non-profit organization that facilitates a community-based mutual aid program, where members contribute small amounts to provide immediate cash assistance to the family of a member who passes away.
What is Mutual Aid?
Mutual aid is the practice of members helping each other directly. Whenever a co-member dies, all active members contribute a small amount so the family receives support right away, and the same is done for you when it’s your family’s turn to receive it.
What is Cash Assistance?
Cash Assistance is the Php 120,000 lump sum given immediately to the family of a deceased member, gathered through the small contributions of fellow members at the time of death.
What is a Contribution?
A contribution is the small amount, ranging from Php 0.63 to Php 5.80, that active members give whenever a co-member passes away. It’s requested only when needed, never on a fixed schedule.
Who can join A&C?
Any Filipino citizen aged 10 and up can join, with no restrictions based on physical or health conditions.
Why is an A&C Online Platform account required?
Every member needs a personal A&C Online Platform account to send and track contributions securely, keep a record of their membership history, and stay updated on requests.
How do I qualify for Cash Assistance?
After completing the 90-day Probationary Period, you become a Regular Member and are eligible. You stay qualified as long as you don’t accumulate 3 pending contribution requests or decline a request.
How much do I need to contribute?
Contribution rates range from Php 0.63 to Php 5.80 per co-member’s passing, depending on the day’s death count and total membership size. There are no fixed bills, you only contribute when it’s needed.
No family should face loss alone
Join a community built on collective care, meaningful support, and lasting legacy. Together, we can help support families and strengthen communities when it matters most.